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Energy Bill Collections for Wind Energy Providers

June 17, 2022

By ICG Digital

Inflation is rising, a recession is imminent, global warming is killing life, and the world is on fire. Quite literally. It seems that nothing is going right for humanity right now. What steps can we take to ensure survival? How…

What are Alternative and Frictionless Payments?

June 16, 2022

By ICG Digital

When was the last time you paid for something with cash? Chances are, you don’t remember. Merchant businesses seek to possess this technology inhouse for their consumers, too. Nowadays, we are all so tuned to paying with mobile wallets and…

Summing Up the SEAA 2022 Annual Conference

June 15, 2022

By ICG Digital

The payments industry enjoys a unique position as one of the few industries that benefit from the expertise of several disparate stakeholders. Third-party service providers, fintech organizations, financial institutions, commercial enterprise organizations, and small-and-medium-sized business owners all come together to…

Top 5 FAQs on QR Code Payments for Merchants

June 13, 2022

By ICG Digital

Latest studies by Statista show that 75.8 million smartphone users in the U.S. scanned a QR code in 2021. This number went up by 15.3% compared to 2020. The use of mobile wallets and online payment technologies improved significantly in…

Everything You Need to Know About ISO 20022 – Fintech News

June 9, 2022

By ICG Digital

The need for faster payment systems is growing by the day. Studies by the Clearing House (THC) discuss how real-time disbursements accounted for nearly 17% of all disbursements made in 2021, up from just 5.7% in 2020. The same study…

Top 10 Real Applications of Real-Time Payment Solutions

June 7, 2022

By ICG Digital

It is NOW or NEVER. Quite literally. The world of payments has seen a massive transformation in the last two decades, and the growth is not stopping any time soon. Technological innovations in Artificial Intelligence, Cybersecurity, Machine Learning, and the…

5 Best Practices for Bank-Fintech Partner Relationships

June 6, 2022

By ICG Digital

The number of FDIC-insured banks in the U.S. has been steadily decreasing for over a century. At its peak in 1921, there were 30,456 banks in the U.S. A Statista study shows that in 2000, there were 8,315 banks in…

When Will FedNow Be Available?

June 6, 2022

By ICG Digital

Digital and mobile payments are here to stay. A McKinsey study shows that every 4 out of 5 Americans has used some form of digital payments in 2021. As with all other human inventions and the need for speed, this…

ABCs of Third-Party Service Providers and Nested Third-Party Senders

June 2, 2022

By ICG Digital

In the previous blog, we discussed the roles and responsibilities of a third-party sender. We understood how funds flow between an originator and recipient with and without the support of a third-party sender. We also understood how third-party processors sometimes…

What is FedNow, and How Does it Help You?

May 31, 2022

By ICG Digital

To say that we expect a spike in the adoption of real-time payments in the future, is a gross understatement. Latest studies show that the U.S. real-time payments market is expected to grow at a staggering 30.4% compound annual growth…