What are Alternative and Frictionless Payments?

When was the last time you paid for something with cash? Chances are, you don’t remember.  Merchant businesses seek to possess this technology inhouse for their consumers, too. Nowadays, we are all so tuned to paying with mobile wallets and…

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5 Tools To Build an Online Presence on a Low Budget

Starbucks, our favorite coffee chain, spent a total of $305.1 Million in 2021 alone on its marketing and branding efforts. That staggering amount is more than the overall GDP of the world’s four poorest countries in 2017! Think about it.…

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12 Critical Tips to Succeed in Starting a New Business

If you are searching for a secret recipe on how to succeed in business, you will face disappointment. The so-called “hacks,” “guarantees,” and “ultimate guides” do not work. Trust us. That said, some tips or suggestions do work in helping…

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How Should I Invest My Tax Refund? 20 Cool Ideas

Let’s set something straight. No one likes paying income taxes. When we see our pay stubs with income tax deductions, we all feel the same pain. However, we also cannot deny that income tax is necessary for the normal functioning…

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What Does EFT Stand For? – All About EFT Payments

Did you know that nearly 92% of the money in the world does not really exist? (Source) Let me explain. If you think that the world governments are busy printing money all the time, you are wrong. In reality, only…

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America Saves – Top Money-Saving Tips for 2022

Fifty years ago, our parents and grandparents could afford a large 4-bedroom townhouse in the suburbs without attending college, all while raising four kids and working on a moderate income. Today, even graduates from the most elite universities in the…

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Cash Discount vs. Surcharge Programs

The root concept of cash discount and surcharge programs is the same. However, fundamentally they operate a little differently. Understanding the differences between these programs will help you select and implement the right one for your business. Here we will…

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24 FAQs on Credit Card Processing Fees

The world of payments is quite elaborate. Business owners now have the option of sending and receiving funds through cash, ACH solutions, online banking, paper check, debit and credit card processing, etc. Without proper guidance, you can easily get lost…

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